Pop quiz: who is most likely to shill for banks?

I'm frustrated by the apparent failure of bankruptcy reform efforts in congress. The New York Times just published an interesting article on where this ship ran aground. A couple of excerpts, briefly:

[...] the banks defeated the bankruptcy change — the industry picturesquely calls it the “cramdown” provision — by claiming that it would push up interest rates and slow the housing market’s recovery, even though academic studies have countered such claims.

The industry also steadfastly refused offers to negotiate over a weaker version. And it poured millions of dollars into lobbying: four of the industry’s top trade groups spent nearly as much on lobbying in the first three months of this year as they did in all of 2001.

[...] an industry strategy of dividing the Democrats had the most success. One target was Senator Mary Landrieu, the moderate Democrat from Louisiana.

I'm really disappointed in that one, because I gave up a month of my own time to go to Louisiana to volunteer in Sen. Landrieu's Dec. '02 runoff. (My supervisor was Mitch Stewart, who was the Iowa caucus director of Obama, and now sends most of you weekly emails as the national head of Organizing for America). Back to article:

Throughout it all, the banks took advantage of the Obama administration’s seeming ambivalence. Despite its occasional populist rhetoric, the White House was conspicuously absent from weeks of pivotal negotiations this spring. “This would have been a much different deal if Obama had pressed it,” said Camden R. Fine, head of the Independent Community Bankers of America and one of the chief lobbyists opposing the bankruptcy change. “The fact that Obama effectively sat it out helped us a great deal.”

That one I'm more OK with - it's not like the White House was off twiddling it's thumbs. The article goes on:

The industry’s worst fears began to come true in early January when Senator Charles E. Schumer announced that he had persuaded Citigroup to endorse the idea. Mr. Schumer had held discussions with Vikram S. Pandit, Citigroup’s chief executive, and Lewis B. Kaden, a vice chairman. Mr. Schumer then spoke to other top executives, including Jamie Dimon, chief executive of JPMorgan Chase, hoping to peel more big banks away from the opposition.

The article goes on to explain that the reform bill's strongest proponents were Dick Durbin of Illinois and Chuck Schumer of New York, while Tom Carper of Delaware and Tim Johnson of South Dakota opposed the bill.

I can go on at length some other time about the economic and legal reasons why the consumer bankruptcy laws need changing, but let me just ask you a question from the political perspective: what does it mean when the senators from New York and Illinois want to get rid of special interest bank legislation, but the senators from those financial hubs of South Dakota, Delaware, and Louisiana work to keep it?